Privacy Policy

What this site is

This site publishes commercial insurance requirement research and an interactive coverage requirements engine. We are not an insurance carrier, agency or broker, and we do not sell insurance.

Information we collect

• Information you enter into the tool. Your trade, state, employee count and exposure selections are stored in the page URL so results are shareable. They are not tied to your identity and we do not require an account.
• Usage data. Standard server and analytics data such as pages viewed, referring URL, approximate location derived from IP address, device type and browser.
• Information you volunteer. If you contact us or submit a quote request form, we receive what you send us.

Cookies and advertising

We use cookies and similar technologies for site functionality and measurement. Third party vendors, including Google, may use cookies to serve ads based on your prior visits to this or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this and other sites. You can opt out of personalised advertising at Google Ads Settings or aboutads.info/choices.

Affiliate and partner links

Some outbound links to insurance providers are paid partner links. If you click one and obtain a quote or buy a policy, we may be paid a commission at no additional cost to you. Clicking such a link may share basic referral data (such as the referring page and a tracking identifier) with that partner, whose own privacy policy then applies.

How we use information

To operate and improve the site and its data, to measure traffic and content performance, to serve and measure advertising, and to respond to messages you send us. We do not sell personal information.

Your choices and rights

You can block or delete cookies in your browser, opt out of personalised ads using the links above, and request access to or deletion of information you have sent us. Depending on where you live, including California (CCPA/CPRA) and the EEA/UK (GDPR), you may have additional rights over your personal information. Contact us to exercise them.

Children

This site is intended for business owners and is not directed to children under 13. We do not knowingly collect information from children.

Changes and contact

We may update this policy; the date above always reflects the current version. Questions about privacy can be sent through the contact method listed on the site.